When it comes to managing risk in the New Zealand construction industry, few names carry as much credibility and specialised experience as Builtin Insurance Brokers. With over 20 years of dedication to helping Kiwi builders, contractors, and construction firms navigate the complex world of insurance and risk, Builtin has positioned itself as New Zealand’s leading construction insurance expert.
A History Built on Construction
Founded in 2002 to support members of the Certified Builders Association, Builtin quickly earned a reputation for going beyond standard offerings. From day one, founders Jim and Keryl Rickard recognised that mainstream insurance products often failed to meet the specific needs of builders. This drove them to create bespoke insurance solutions that truly protected what mattered most to those in the building trade.
In 2006, Builtin became the first to offer faulty workmanship cover as part of a liability policy. Later innovations included professional indemnity policies tailored specifically to builders and the now-standard extension to the property being worked on. These milestones have reshaped construction insurance in New Zealand.
Who Builtin Insurance Serves
Whether you’re a one-person business or managing a nationwide construction operation, Builtin caters to your unique requirements. The company supports a wide range of clients, including:
- Trade Businesses: Offering a package including liability, tools, and vehicle cover with an easy-to-use online quote portal.
- Large Construction Firms: Delivering specialist risk advice and comprehensive insurance solutions.
- Tiny Home & Offsite Builders: Providing tailored cover for modular builds, including construction and transit under one policy.
What is a Virtual Risk Adviser?
Every Builtin customer gets access to a dedicated virtual risk adviser, a true game-changer in the world of insurance. Rather than just selling policies, your adviser becomes an integral part of your team, providing strategic guidance on risk management, including non-insurance-based methods.
This proactive approach ensures that you’re covered not just when things go wrong, but that you’re taking the right steps to prevent loss or liability in the first place.
Insurance Products That Fit Your Needs
Builtin offers a wide range of insurance products, specifically designed for the needs of the construction sector:
Contract Works Insurance
Covers damage or loss during construction, including theft and natural disasters. Ideal for residential and light commercial projects up to $2.5 million.
Liability Insurance
From public and statutory liability to directors & officers, and employment disputes, Builtin offers full-spectrum liability cover.
Professional Indemnity
Protection for professionals offering services like project management, design, consulting, or assessments.
Contractors Plant & Equipment
Safeguard your tools and equipment against damage and theft, whether on-site or in storage.
Bonds & Guarantees
Support for performance, retention, and advance payment bonds that are often required on larger projects.
Additional Cover Options
Including material damage, health and medical, income protection, and personal cover for homes, vehicles, and contents.
Fast, Online Quotes from Builtin Insurance
Need insurance quickly? Builtin has developed simple online tools that allow you to get a quote and apply for cover in minutes. Whether it’s for contract works or a full business package, you can easily select the coverage you need, saving you time and hassle.
Backed by the Strength of Steadfast
As a member of the Steadfast Group, Australasia’s largest network of general insurance brokers, Builtin clients benefit from:
- Access to over 160 products and services
- Exclusive policy wordings and negotiating power
- Market-leading support services, including risk management tools and valuation services
This affiliation gives Builtin the scale and strength to deliver unmatched value while maintaining the personal touch of a family-owned business.
Real People, Real Values
Builtin operates with a set of guiding principles that set them apart:
- We Give a St:** Genuine care for clients and colleagues
- You Can Rely On Us: Dependability and accountability
- We Look After Construction: Deep focus on the building industry
- We Go The Extra Mile: Committed to finding the right solution
- We’re Real People: Experts with a human touch
A Relationship for the Long Term
Builtin is more than just an insurance provider; they are your long-term partner in managing risk. With a dedicated team, an innovative approach, and deep industry insight, Builtin helps ensure you’re protected today, tomorrow, and throughout the life of your construction business.
