Builtin Insurance Brokers – Construction Insurance Experts for Over 20 Years

Your Virtual Risk Adviser for the New Zealand Building Industry

Builtin Insurance Brokers is New Zealand’s leading specialist in construction and trade insurance, with over two decades of experience helping businesses manage risk and secure tailored cover. Whether you’re a solo tradesperson or a nationwide construction firm, Builtin provides expert advice, flexible insurance solutions, and ongoing support to ensure you’re covered when it matters most.

Our mission is simple: to help Kiwi builders, contractors, and trade professionals manage risk and protect what matters. We act as your virtual risk adviser, offering more than just insurance—we deliver strategic guidance, streamlined processes, and peace of mind through every stage of your business journey.

🔨 Insurance Solutions for Every Stage of Construction

For Trade Businesses
We offer an easy online quote tool for a complete package that includes liability, vehicle, and tools cover, customisable to your needs and designed to keep your business moving.

For Large Construction Firms
Our expert team provides bespoke advice and advanced risk management strategies, ideal for large-scale operations requiring comprehensive protection and compliance support.

Contract Works Insurance
Cover your residential or light commercial projects up to $2.5 million with our streamlined online quote and application system—fast, efficient, and reliable.

Specialist Programmes
From tiny homes and relocatables to energy efficiency and airtightness assessors, our tailored insurance programmes meet the needs of evolving construction niches.

🛠️ Examples of Cover We Provide

• Contract Works Insurance – Protection against accidental damage, theft, or natural disasters for ongoing projects.

• Liability Insurance – Including public, statutory, product, and employer’s liability, plus legal defence coverage.

• Professional Indemnity – For professionals offering design, project management, engineering, surveying, and advisory services.

• Bonds & Guarantees – Retention, performance, and advance payment bonds available.

• Plant & Equipment – Safeguarding tools and heavy equipment from damage or theft.

• Material Damage – Cover for office contents, business assets, and property.

• Income Protection & Life Cover – In case of accident, illness, or death.

• Private Insurance – Homes, vehicles, boats, and personal contents are covered too.

🤝 Why Builtin?

• Over 20 years of experience serving the construction sector

• 2,500+ clients across New Zealand

• Part of the Steadfast Group, Australasia’s largest insurance broker network

• Access to 150+ insurers globally

• Exclusive policy benefits, enhanced claims support, and negotiated rates

• Dedicated support from real people who care—we give a s**t, go the extra mile, and look after our industry

🧭 Your Virtual Risk Adviser

When you work with Builtin, you’re not just getting a broker—you’re gaining a long-term partner. Your dedicated adviser will help identify risks, recommend both insurance and non-insurance solutions, and be available whenever you need guidance.

To top it off, our free Construction Risk Audit Tool can help uncover potential gaps in your current risk strategy, taking just 10 minutes of your time for long-term peace of mind.

📲 Get Started Today

Whether you need contract works cover, a full business insurance package, or a fresh perspective on your risk profile, Builtin makes the process fast, personal, and hassle-free.

🔹 Get an Instant Quote
🔹 Speak with an Adviser
🔹 Request a Review

Builtin Insurance Brokers – Construction insurance made easy, from people who genuinely care.